• Must be 18 years or older
• Valid NRC, Passport, or Driver’s License
• Active bank account (for salary loans)
• Business operating for 6+ months (business loans)
• Registered phone number
• Valid collateral (for secured loans)
Loan interest rates vary based on the loan type, amount, and duration. Contact us for personalized rates.
• Salary deductions (employer or bank)
• Mobile Money payments
• Bank transfer or deposit
• Cash at our office
Yes, Malu Capital provides online loan applications, allowing you to apply from anywhere.
We offer flexible repayment plans depending on your situation.
