Skip to main content
Designed for market traders, shop owners, and small business owners.
  • Borrow k500 to k20,000 to buy more stock, expand your stall, or invest in equipment.
  • No collateral required. Plus, every loan comes with free business advisory support to help you grow.

Life happens and sometimes you need cash before payday. Get k100 to k1,000 instantly to cover emergencies, school fees, transport, or medical bills. Same-day approval with minimal paperwork. Repay via mobile money or salary deduction.

For individuals who don't meet standard loan criteria, perhaps you have informal income, a thin credit history, or past financial challenges. Using acceptable collateral, you can unlock financing at competitive rates. Rebuild your financial standing while getting the funds you need  with Malu Capital.

A flexible loan combining salary advance and installments.
  • K500 – K5,000 loans
  • Flexible repayment up to 22 months